Urban Barn X Affirm
We’ve teamed up with Affirm to provide payment solutions that let you enjoy your purchase today, while splitting up the cost over time. Get started in 3 simple steps.
How it works
1. Select Affirm at checkout
Add your favourite items to cart and select Affirm as your payment option at checkout.
2. Create an account
Use your email and mobile phone number to set up your Affirm plan. If you’re eligible, you’ll get an instant decision. Applying will not impact your credit score.
3. Enjoy your purchase
Pick your payment plan and you’re done. Enjoy your purchase today while making flexible payments over time.
Frequently Asked Questions
What is Affirm?
Affirm is one of Canada’s leading installment payment platforms. We’ve teamed up with them to provide you with financing solutions for purchases made in Urban Barn stores and at urbanbarn.com.
Are there requirements to use Affirm?
Yes. You’ll need:
- To be the legal age of majority in the province/territory in which you reside
- To be a resident of Canada
- A Canadian bank account or Visa/Mastercard debit card
- An SMS-capable Canadian phone number and an email address
- To meet the minimum cart size required to use Affirm as a payment option at checkout
How much can I spend with Affirm?
Affirm payment plans are available for orders from $100 to $17,000.
What products are not eligible for purchase with Affirm?
Affirm payment plans are not available on purchases of gift cards.
Where can I find common questions about payments?
Check out the Affirm help centre for a full list of FAQ answers, articles or to reach out to the Affirm team.
Which payment methods are accepted?
Affirm accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on your payment plan. Prepaid cards are not accepted.
How can I track my payments and access my Affirm account?
Log in to the Affirm customer portal to track payments and access your account. You will need the phone number you used to sign up. Having trouble? Get in touch with the Affirm team.
What if I can’t make a payment?
Please reach out to the Affirm team and they will be happy to investigate available options.
Are there late or NSF fees?
Affirm does not charge any late or NSF fees.
Can I prepay my outstanding Affirm balance?
Sure, at any time. There are no penalties or fees for early repayments. To pay off your current balance, please login to the Affirm customer portal with the phone number you used to sign up.
How do returns work if I paid using Affirm?
Purchases made using Affirm are subject to Urban Barn’s Returns & Exchanges Policy. Any returns will be processed by Urban Barn, and your Affirm balance will be reduced, cancelled or refunded accordingly.
To qualify for financing, minimum purchase value of cart must be $100 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be up to 0-31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.